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          理财规划——三八节女性三要素_WWW.LICAIZHE.COM

          时间:2018/3/8 22:17:39 点击:

            核心提示: 作者: 理财者 今天三八国际妇女节,愿你永远美丽,充满自信! 在芬芳节日来临之际,新时代的女性,不仅要有自己的事业、自己...
          WWW.LICAIZHE.COM
          理财规划——三八节女性三要素
          作者: 理财者   

          今天三八国际妇女节,愿你永远美丽,充满自信! 在芬芳节日来临之际,新时代的女性,不仅要有自己的事业、自己的理想、还要有自己的一套理财规划。女性该如何理财呢?女性理财最简单的方法就是将收入分三份来管理,包括生活费方面、储蓄方面、投资理财方面。Today, 38 International Women's day, I wish you always beautiful, full of confidence! On the occasion of the festival, women in the new age not only have their own career, their own ideals, but also have their own financial planning. How do women manage to manage their money? The simplest way for women to manage money is to manage three parts of their income, including living expenses, savings, and investment.

          1、生活费方面,占收入三分之一:

          首先每个月固定拿出收入的三分之一支付生活费,这部分钱可用于吃穿住行,买生活用品、请客吃饭等事项。这些都是我们生活中不可或缺的部分,可以满足最基本的生活物质需求。

          由于这部分钱需要及时使用,我们可以放到互联网理财产品中,能随用随取,还有微薄的收入,何乐而不为?First, the monthly fixed up 1/3 of revenue to pay for living expenses, the money can be used to buy food and clothing, daily necessities, dinners and other matters. These are indispensable parts of our life to meet the basic needs of living material.
          Because this part of the money needs to be used in time, we can put in the Internet financial products, can follow the use, and a small income, why not?

          2、储蓄方面,占收入三分之一:

          其次,女性要给自己定个储蓄计划,建议每个月定期定额存收入三分之一的钱到银行,让自己养成爱储蓄的好习惯,积少成多,未来将是一笔不少的数目。养成小金鹅,才能让这只金鹅不断的为我们生钱,雪球才能越滚越大,形成大金鹅,也能用理财收入来覆盖我们的日常支出了!

          关于这个储蓄,你可以采用十二存单法,每个月固定存入一笔钱,这样你会有12张存单,也便于资金支取。或者购买一些P2P固定收益类产品,比银行活期存款划算多。不过,储蓄要持之以恒。Secondly, women want to set their own savings plan, suggested that the monthly income of 1/3 of the fixed deposit money into the bank, let oneself develop a good habit of saving, love will be a future Many a little make a mickle., lot number. A small goose, goose to make it constantly for our money, can snowball snowball, forming a large goose, also can to cover our daily expenditure for financial income!
          With regard to this savings, you can use the twelve form of deposit in a fixed deposit of money each month, so that you will have 12 certificates of deposit and make it easier for the funds to be withdrawn. Or buy some P2P fixed income products, more than the bank's current account. However, saving must be constant.

          3、投资理财方面,占收入三分之一:

          收入的三分之一可以买投资理财产品,让自己有限的资金获得最大的增值。由于我们当中绝对多数的女性风险承受能力相对较弱,因此,建议大家理财最好购买一些固定收益类的理财产品,如P2P固定收益类产品等。

          购买理财产品,千万不要一味地追求高收益,看清产品本质。

          最后,女性理财最重要的一点就是投资自己,要不断地充电,如边工作边考研;或者提升自己的工作技能;学习一门外语等等,让自己得到提升的同时,收入也不断地上涨,自己的生活质量也将有所提高1/3 of the income can buy investment financial products, so that the limited capital gains the maximum value. Because most of us women are relatively weak in risk bearing capacity, it is recommended that you better buy some fixed income financial products, such as P2P, fixed income products.
          Buy financial products, do not blindly pursue high income, see the essence of the product.
          Finally, the female is the most important point of financial investment, to continue charging, such as work or postgraduate entrance examination; to improve their job skills; learning a foreign language and so on, let yourself be promoted at the same time, income will continue to rise, their quality of life will be increased

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